How to Apply for Obamacare in Pennsylvania
“What do I need to apply for Affordable Care Act medical coverage?” and “Can I apply online for ACA insurance plans?” are common questions from Pennsylvania residents in need. Learning how to apply for Obamacare insurance before enrolling can help make the application process more efficient. There are different steps petitioners will need to follow to apply for Affordable Care Act insurance coverage and get access to the health insurance they need. Applicants will need to furnish information about themselves and their household and may need to submit documents in some cases. Below you can find out more information about what is needed to sign up for Obamacare and how to enroll in Affordable Care Act health insurance coverage in Pennsylvania.
Where to Apply for the Affordable Care Act in Pennsylvania
Residents wondering how to get Obamacare insurance in Pennsylvania have a number of application methods available. Petitioners can apply online for ACA insurance for the fastest response. PA residents can visit the state website to apply for ACA insurance online as well as access information about their submitted application and update data as needed. Petitioners who apply for Obamacare insurance online may know right away what services and insurance they and their family are eligible for after submission. If online applicants do not get immediate results, then representatives will review the application and notify the household of its Obamacare eligibility for services within the next 30 days. Petitioners can also choose to download the application to apply for Obamacare insurance by mail if they can wait two weeks for eligibility results.
PA residents can learn how to enroll in Affordable Care Act coverage from assisters available throughout the state. Applicants can also get Obamacare insurance in person from a licensed insurance agent or broker if they are unsure about which plans are best for their families. Insurance representatives are also available by phone to process applications and answer questions.
For more details on how to apply for Obamacare insurance in Pennsylvania and other health care assistance programs, download our comprehensive guide.
How to Enroll in Affordable Care Act Insurance Coverage in Pennsylvania
Applicants will need to sign up for Obamacare insurance plans during a specific Affordable Care Act enrollment period. The Obamacare enrollment period usually begins in November and lasts through December but may vary from year to year so prospective applicants will need to learn when open enrollment for ACA begins. In 2017, the open enrollment period started on November 1 and ended on December 15th for insurance to start in January 2018. If residents miss the enrollment period deadline, then they will not be able to apply until the next enrollment period the following year.
Some cases allow applicants to enroll in Affordable Care Act insurance outside of the end-of-year enrollment period. Residents can apply for ACA insurance if they have a qualifying life event. Special enrollment periods are available for petitioners who apply for insurance within 60 days of experiencing a certain event such as losing their existing health insurance coverage.
If PA residents get Obamacare during a special enrollment period, then they may still be required to re-enroll during the next open enrollment dates even to keep the current plan.
Find out more about which life events qualify applicants for enrollment during special periods by downloading our free PA health care guide.
What do I need to apply for the Affordable Care Act in Pennsylvania?
You will need to fill out an application to apply for Affordable Care Act insurance and have access to important documents that verify identity, income and residency. If you are applying for Obamacare insurance on behalf of your family, then you will need to have this information available for every person who lives in your household who you support including your spouse or domestic partner and biological, adoptive or foster children. You will need to compile important documents that prove your legal status in the United States, proof of income and proof of Pennsylvania residency. You will also need to furnish information about your household's composition and health needs.
To apply for Obamacare insurance subsidies, you will need to be able to provide information about you and your family. You will also need to prove your household earnings are within the Obamacare income threshold to sign up for the ACA subsidies by furnishing documentation about each family member's earned and unearned income. In 2014, the Affordable Care Act expanded care coverage enabled millions of more Americans to be able to access both no-cost health insurance under Medicaid as well as low-cost coverage on the private insurance marketplace. Medicaid, also known as Medical Assistance in Pennsylvania, provides health care coverage to low-income people and families who would otherwise not be able to afford insurance. More low-income Pennsylvania residents can access necessary health care coverage because of these programs and Pennsylvania's participation in the Affordable Care Act expansion. If you qualify for ACA subsidies, then you and your family will be able to access the health care you need at low to no cost depending on your income and household size. Signing up for Obamacare is an important step for you and your family to access the medical services you need to stay healthy.